T-app into your retirement planning

In this digital age, effective financial management in the lead-up to retirement can be right at your fingertips. Not sure where to start? Here are the best ‘free’ financial apps that can help.

Name:  MoneySmart Financial Calculator

How much?  Free

Compatible with:  iPhone, iPad, iPod touch and Android devices

Tell me more: The MoneySmart Financial Calculator app is the brain child of the Australian Government agency – the Australian Securities and   Investment Commission (ASIC). It provides users with instant calculations for mortgages, interest-free loan deals, and superannuation products. This is a handy tool if you want quick answers to your money questions, or   are simply trying to calculate the best deal on the go.


Name:  Super Calc

How much?  Free

Compatible with:  iPhone, iPad, and iPod touch.

Tell me more:  This app provides you with an indication of what your superannuation will look like when you retire, and provide you with general planning tips in line with Australian legislation. It is a tool brought to users by Super Toolbox and Rice Warner Actuaries.


Name:   The official Australian Tax Office (ATO) app

How much?  Free

Compatible with:  iPhone, iPad, iPod touch and   Android devices.

Tell me more: The ATO app is the official app product from the Australian Tax Office and is highly regarded for being constantly up-to-date. This app allows users to keep up to date with the   latest news regarding superannuation and tax requirements in Australia – making it easier to conduct tax and super affairs on the go.

Apps are a fast and easy way to access relevant tools, tax and super information all in one place. But remember these tools are only a guide and you should consult your Pinnacle Advisor before making any decisions.