Stage 1: Planning
In the ‘Planning’ phase, we assess your risk tolerances, time horizons, cashflow requirements and insurance needs, and prepare indicative financial projections through to life expectancy. The outcome is a tailored, documented strategy of money management advice (Statement of Advice), which may include asset ownership structures, investment preferences, personal wealth protection and insurance recommendations.
Stage 2: Implementation
The ‘Implementation’ phase may include guidance on portfolio construction, share trading, asset and income splitting, fund flow reconciliation, accountancy and tax reporting – the money management options are as endless as your individual circumstances.
Stage 3: Review
In the ‘Review’ phase, we track, measure and follow up on proposed money management actions and timelines, revisiting your objectives, reviewing investment and cashflow performance, rebalancing portfolios and addressing your tax position as required. This stage allows you to gauge how successful we’ve been in meeting your needs and, literally, hold us to account.