Australian Capital Territory – ACT Seniors Card

ACT seniors card eligibility

  • 60 or over
  • not working or working less than 20 hours per week
  • Permanent resident of ACT

 

ACT mainstream concession card benefits p.a.

Benefit type

Pensioner Concession Card – PCC

Low Income Holder Concession Card – LIHCC

Commonwealth Seniors Health Card – CSHC

Seniors

Council rates

Up to $750

–

–

–

Fire and emergency services levy rebate

$98

–

–

–

Utilities

Up to $800

Up to $800

–

–

Drivers licence

$46¹

$30¹

–

–

Car registration

$397²

–

$40²

–

Spectacles

$100³

$100³

–

 

Value

$2,191

$930

$40

–

¹ Pro-rated discount on five-year $227.70 licence.
² Based on fee estimator for a car 1,155 kg – 1,504 kg with emissions category A.
³ $200 subsidy every two years.

Concession cards value

From the mainstream territory benefits listed above, the PCC can be worth $1,261 p.a. more than the LIHCC due to rates and larger car concessions. The PCC is worth about $2,191 more than the CSHC. In addition, PCC holders receiving an Age Pension entitlement can also access the Pensioner duty concession scheme.

This provides a one-off stamp duty concession which can be worth up to $34,270.

Eligible pensioners acquiring properties valued at $1 million or under will not pay duty, while those acquiring property over $1 million may now be eligible for a reduction in duty of $34,270. Importantly, to be eligible, clients must be receiving Age Pension (holding a non-means tested PCC will not help gain eligibility).

The LIHCC still has considerable benefit, about $890, more than someone just on the seniors card and/or CSHC, thanks largely to the utilities benefit.

 

Additional state benefits

There are other less common or one-off concessions you might benefit from, including but not limited to:

  • free or reduced ambulance fees (PCC and LIHCC)
  • subsidised solar panels when available (PCC and LIHCC)
  • green waste concession – $50 (PCC and MyWay seniors card)

 

Useful links

 

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