A note from Pinnacle!

Welcome to the Autumn edition of the Pinnacle Brief.

Although we’d love to deliver more encouraging updates, the present situation is largely defined by obstacles. A volatile market which is being fueled by Donald Trump’s tariff wars to continued cost-of-living and inflationary pressures and now extreme weather conditions impacting our communities—scorching heat and drought in the south, paired with destructive cyclones and  flooding in the north—it’s hard to find a silver lining. To add to this, we anticipate the forthcoming election will inevitably engage us in deeper political discussions.

From what appears as doom and gloom above, we do have some good news to share! In mid-January we welcomed Arabella Fleming to our para-planning team. Arabella is working alongside Wayne Everett, Senior para-planner, bringing additional expertise and strategic insight to the preparation of client advice and review documents. The Pinnacle family is growing.

With Pinnacle undergoing considerable expansion in it’s business, we are witnessing a growing demand for a clear appreciation of the value that financial advice offers—both its tangible outcomes and intangible advantages. We recognise that building long-lasting relationships throughout various life stages is a journey we undertake with great care. Reinforcing our para-planning team boosts our capability to assist the financial well-being of our current clients while adeptly addressing their evolving requirements. This advancement also amplifies our capacity to excel in our core mission: guiding new clients through their financial journey.

In January, we were excited to announce the launch of ‘Your Wealth Portal’. This innovative software is powered by MyProsperity, which means you will receive email notifications directly from them to ensure clarity and legitimacy. We are pleased to report a positive response from our clients, and we are committed to assisting everyone in getting set up and fully utilising the portal. The benefits of using the portal are numerous, and we will actively encourage all client to take advantage of its features. Please be aware that an email address is required to create your account, which will act as your unique identifier. If more than one person uses a single email address, only one account can be created under one name, which will automatically be labeled as Client 1 from our internal system. If you have not yet activated your account, please note that the activation email that was sent in January has now expired. We can resend the activation email when you are ready!

As we move into the next quarter, it’s time to start focusing on any pre-30 June super strategies. It’s scary to think, that it’s likely you’ll spend up to two or more decades in retirement! It’s a long time, so will you be able to afford all the things you’ve thought of doing in retirement before your savings run out? Giving your super a boost, consider options like making a personal contribution, salary sacrificing, making after-tax super contributions or topping up your spouse’s super. If you haven’t established a strategy yet, now’s the time to connect with your adviser. They can help identify the best approach for your situation and ensure you remain compliant with superannuation caps.

 

Chris LaunerChris Launer—Principal

 

“Pinnacle always provides an excellent service. [My Advisor] has provided outstanding support to my two daughters and I since the death of my husband in August 2020. I would be happy to recommend this service to others.”
Margaret NRetired
“The Pinnacle team has guided the management of our financial circumstances for over 20 years, successfully navigating at least 3 significant economic cycles. Services have been rendered with total integrity and focus on our personal aspirations. During this time we have greatly appreciated the extension of PWM resources to assist a number of family members responding to particular situations along their personal lives' journeys.
Trevor & Carolyn IConsultants
“Pinnacle Wealth Management, who most importantly created a sound financial future for our comfortable retirement, go way beyond being a financial advisor, providing support to us and our children, as their needs have changed, at a strongly personable level. Their client focus is exemplary.”
Barry TRetired Accountant
“We have been Pinnacle clients for many years and have always found their advice to be considered relevant. The administration team is professional, courteous and timely. No hesitation in recommending the Pinnacle Team.”
Damien WRetired Head of Commercial Banking
“A friend recommended Pinnacle Wealth Management to me, having worked with them on his mother's behalf for many years. I'm so grateful to him - my Financial Advisor is brilliant, totally approachable, not as I'd imagined! I now have much greater clarity about financial management and greater peace of mind. For my money, they're the best financial planners in Adelaide.”
Jackie HCommunications Consultant
 “We are long term friends of [Pinnacle Wealth Management] having been clients since its inception. We have appreciated the professional advice and also the care and friendliness of [our advisor] and staff."
Ian WRetired
"We have been clients at [Pinnacle Wealth Management] for about 20 years. It has been a very enjoyable and profitable time for us. We have been safely steered through the GFC, both our retirements and various other major events that have shaped the nature of financial planning in our world. Through the entire time we have been delighted with the care and careful management of our funds through the leadership of [our now retired advisor] and the friendly and efficient support of all the ancillary staff. He has become a personal friend as well as the person whom we trust implicitly to handle our portfolio and to give us sage and pertinent advice on many areas of our concern. We will miss his presence but we are sure that he has chosen well with [our new advisor], and we look forward to forging a similar relationship with him.'"
Ray & Lyn HRetired
"We have been clients of [Pinnacle Wealth Management] since the inception of the business, about 20 years ago. Overall, we have been very pleased with the long-term handling of our financial affairs, the financial strategy implemented and the regular reviews to make sure we remain on track to achieve our goals. This includes regular informative communications. It has been great to receive sound advice and personalised service, tailored to our needs, covering many different tasks. When an emergency occurred, the excellent and swift service we received from the staff [at Pinnacle] was greatly appreciated. We wholeheartedly recommend [Pinnacle Wealth Management] as a Financial Adviser."
Kelvin & Melanie TConsultant
"My association with [my advisor] began many years ago, with a requirement to diversify my portfolio from bricks and mortar to Australian and International equities. At that time [my advisor] worked for another financial services business. I had no hesitation in following [my advisor] to Pinnacle. [My advisor] has the qualifications, but it is his experience and guidance that have been the founding safeguard for my family and I throughout the varying market conditions. [My advisors] expertise and guidance throughout the years has provided us in achieving our goals along with our family needs. His innovation and tailored strategies have kept us on track in reaching our desired endgame.
Tony SMaintenance
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Words by Jacqui